Source Notes:

Main Page

1. Data from U.S. Census Bureau 2010 and 2019 American Community Surveys (ACS), and Campbell J. Gibson and Kay Jung, “Historical Census Statistics on the Foreign-Born Population of the United States: 1850-2000” (Working Paper no. 81, U.S. Census Bureau, Washington, DC, February 2006).
2.  “Undocumented Immigrant’s State & Local Tax Contributions”, Institute of Taxation and Economic Policy (ITEP), L. Gee, pp 1-5, 3.17
3. “Money Mexican migrants send home up 13.4% in 2022”, Associated Press, 2.1.23
4. “Undocumented Mexican Immigrants Pay More Taxes Than Wealthy” Eric Galatas, Public News Service, 3.28.17.

Mission

1. Enough, at least, to have the psychological padding of some residual savings and to underwrite both lack of work income during 4 years of college for their teen children (& tuition) to set them up for a leap to knowledge work and break the cycle of slave-waged labor.

About Us

1. “Pan-American”, in our usage and based on our focus and scope referring to “Mexicans”, “U.S. citizens”, and “Canadians” all as one American people. Though our initial focus will be on the 7.8 million Mexican born u.s. workers, who’ve been working in the u.s. for 20 years, and their families and communities in Mexico, because in empowering them economically, as the biggest population segment in Mexico, they can be empowered “politically” to pull Mexico into a true democracy. (Though God bless President Obrador, it will take a people’s movement to effect permanent change). We believe Mexicans are the most in need and desirous of the social and economic benefits of Democracy but also that they’ve had the least access to it in America. And that while Spanish imperialism and physical slavery of indigenous Mexicans no longer exists in literal form, it’s racist core subtly morphed into classism, while its physical expression has become economic, with Mexico’s fixed slave wages while its GDP is now in the Trillions. Most clearly with Mexico’s largest group, the working class, who’ve been held back for 50 years by a government imposed fixed “slave” wage. Mexico’s economy is now the 14th biggest in the OECD, while its top 10% own 36% of Mexico’s wealth and resources, its wealth disparity the 2nd highest in the world.
2. Libertarian Mind, Boaz, Simon & Schuster, 12.22, pp7-12.
3. “Familismo” in Spanish is “Teaghlachachas” in Irish language.

Founder Bio

1. Though many Mexamerican families today can trace their ancestry back to southwestern states from when they were still part of northern Mexico before a centralized Criollo government sold it to the U.S. in the mid-1800s, so I’m not surprised. Though this also explains genetic testing citing my Native American heritage at 19% (far higher than just a Penobscot Indian grandparent would explain), but zero “Iberian” (Spanish). Of course, while many Mexican Americans claim historical records (e.g. church/birth records) show their families were in the United States before it was the United States, with the advent of affordable over-the-counter consumer genetic testing, more often than not their results similarly show “Native American” with no “Iberian: (Spanish), but regardless, will prove that most of the 38 million Mexican Americans’ (U.S. citizens) ancestors really we’re already in what is today the U.S. before it was the U.S.
2. Scientific fact: all humans share one mother, “Mitochondrial Eve”, who birthed the first Homo Sapiens around 150,000 years ago source: https://en.wikipedia.org/wiki/Mitochondrial_Eve. The concept of different “races” among humans is both unscientific and incredibly damaging socially.

What We Know

Sources:

1. Socioeconomics of Mexico (Several Sources):

• The National Survey of Occupation and Employment (ENOE), e.g. Mex gov DOL
• Mexico, 2010 formal Census Data & initial 2020 census summary
• OECD Economic Outlook, Mexico Interim Report September 2020
• Mexico Income Class HH Income Report (2017)
• ThinkNow, “Socio-Economic Levels in Mexico: Explained”, Mario Curasco, 4.3.19.
• Yucatan Times, “Mexico and the middle class” José E. Urioste Palomeque, 6.4.20
• Pew Research Center analysis of data from World Bank PovcalNet database. 8.13.15

2. Living Wage.

• Anker Re/Global Living Wage Living Wage Update Report: Mexico, 2022, 4.5.22
• Living Wage Indicator.org- Mexico 9/19, retrieved 5.12.21

3. Worker Wages

• INEGI: National Survey of Household Income and Expenditure (ENIGH). 2020
• INEGI: National Survey of Household Income and Expenditure (ENIGH). 2018

4. Household Expenditures

• Mexico HH Expenditures Report (2018), Dept Agriculture (MEX)
• Statista “Mexico: expenditure per household ’18”, J. Mendoza, 9.10.20
• FAMBA Information Memoranda, 2015, IMAI 2012
• INEGI: National Survey of Household Income and Expenditure (ENIGH). 2020
• INEGI: National Survey of Household Income and Expenditure (ENIGH). 2018

5. Emigration, the Great Urban Migration, Migration

• World Bank.org, “Rural population (% of total population) – Mexico”, sourced: 9.20
• World Bank staff estimates based on the United Nations Population Division’s World Urbanization Prospects: 2018 Revision.
• Statista, “Population of Mexico 1800-2020” Published Oct 5, 2020
• “Pew Research. JULY 9, 2021, Before COVID-19, more Mexicans came to the U.S. than left for Mexico for the first time in years BY ANA GONZALEZ-BARRERA”
• Sources: Data from U.S. Census Bureau 2010 and 2019 American Community Surveys (ACS), and Campbell J. Gibson and Kay Jung, “Historical Census Statistics on the Foreign-Born Population of the United States: 1850-2000” (Working Paper no. 81, U.S. Census Bureau, Washington, DC, February 2006), available online.
• With seasonal migration and reverse immigration, Mexican immigration has been net zero since 2005. Pew Research Center (February 2012)
• Statista, Number of Mexican Immigrants in the u.s. 1850-2018

6. Total Mexican Immigration to U.S. 1900-2020.

• Statista, Number of Mexican Immigrants in the u.s. 1850-2018
• With seasonal migration and reverse immigration, Mexican immigration has been net zero since 2005. Pew Research Center (February 2012)
• Sources: Data from U.S. Census Bureau 2010 and 2019 American Community Surveys (ACS), and Campbell J. Gibson and Kay Jung, “Historical Census Statistics on the Foreign-Born Population of the United States: 1850-2000” (Working Paper no. 81, U.S. Census Bureau, Washington, DC, February 2006), available online.

7. Ley General de Población. (Translation) https://www.global-regulation.com/translation/mexico/560285/law-general-of-population.html

8. Pew Research, “A snapshot of Catholics in Mexico”, MICHAEL LIPKA, 2.10.16.

9. Data from U.S. Census Bureau 2010 and 2019 American Community Surveys (ACS), and Campbell J. Gibson and Kay Jung, “Historical Census Statistics on the Foreign-Born Population of the United States: 1850-2000” (Working Paper no. 81, U.S. Census Bureau, Washington, DC, February 2006).

10. Undocumented Immigrant’s State & Local Tax Contributions”, Institute of Taxation and Economic Policy (ITEP), L. Gee, pp 1-5, 3.17 “Undocumented Mexican Immigrants Pay More Taxes Than Wealthy” Eric Galatas, Public News Service, 3.28.17.

11. Money Mexican migrants send home up 13.4% in 2022″, Associated Press, 2.1.23

12. PNAS, “Comparing crime rates between undocumented immigrants, legal immigrants, and native-born US citizens in Texas”, Michael Light, J. He, and J. Robey, Princeton University, December 7, 2020

13. Migration Policy Institute, “Mexican Immigration in the United States”, Emma Israel and Jeanne Batalova, 11.5.2020.

14. PPIC, “Immigrants and the Labor Market”, Sarah Bohn and Eric Schiff, March 2011.

15. “SAT Reports Results of Tax Evasion Studies” Tax Administration Service, April 17, 2019.

16. Slums

• Elsevier, World Development Volume 161, , 106093 “Of cooks, crooks and slum-dwellers” Dylan D. Furszyfer Del Rio, Benjamin K. Sovacool,  January 2023.
• LA Times A failed vision By RICHARD MAROSI | Veracruz, Mexico NOV. 26, 2017

17. “Pew Research. JULY 9, 2021, Before COVID-19, more Mexicans came to the U.S. than left for Mexico for the first time in years BY ANA GONZALEZ-BARRERA”

• Data from U.S. Census Bureau 2010 and 2019 American Community Surveys (ACS), and Campbell J. Gibson and Kay Jung, “Historical Census Statistics on the Foreign-Born Population of the United States: 1850-2000” (Working Paper no. 81, U.S. Census Bureau, Washington, DC, February 2006), available online.
• “With seasonal migration and reverse immigration, Mexican immigration has been net zero since 2005”. Pew Research Center (February 2012)

18. PEW, “What’s happening at the U.S.-Mexico border in 7 charts” JOHN GRAMLICH & ALISSA SCHELLER, NOVEMBER 9, 202.

19. Other name for community “loan club” in Mexico: cundinas. World Bank, “Expanding Financial Access for Mexico’s Poor and Supporting Economic Sustainability” APRIL 9, 2021.

20. “In 2018, 31% of Americans self-described themselves as working class”. Inc, Gallup (3 August 2018). “Looking Into What Americans Mean by “Working Class””. Gallup.com. Retrieved 2019-03-18.

21. Cardfus, “Canada’s New Working Class”, SEAN SPEER, SOSINA BEZU, RENZE NAUTA, SEPTEMBER 29, 2022

Kintech

• Did you know, while there are already 3 Mexican neobanks operating with over a million customers, but the Fintech licensing committee has yet to provide them with a license (though costs can be $50-100K, specific hiring requirements, etc. are also a hurdle). But also the first Neobank to receive a Fintech License in Mexico was Brazil’s neobank unicorn NuBank – after it announced in a press release to several Mexican media outlets it was planning to invest $150 million in infrastructure in Mexico. So much for the Mexican government promoting Mexican fintech start-ups. And yes, we are setting up operations in Mexico, with majority employment of Mexican nationals (though we’ve also already contracted several MX nationals as part of our distributed team for years now). Point being, this is an American company with team and locations in both Mexico and the U.S.
• The Bank of Mexico proudly provides this information on their website and in publications, because they are also presenting a “positive” side. After decades of being hounded by the IMF task force and their cohorts for being loose with banks used for illegal money laundering, and what was once one of the highest tax evasion rates in LATAM, its unusual control and access to commercial banking accounts has reduced their use in more obvious flat money laundering and -according to Banxico- they now have the lowest tax evasion rate in LATAM, “under 10%”. Of course, the wealthy and corporations just like in the rest of America pay a small portion of their taxes with the aid of CPA’s and fin-serves avoidance, while Mexico has the highest “flat income tax rate” in the world for its working class (35%), now applied to both total income (including remittance income).